You signed up for that pricey gym membership, swearing you’d go every day. Suddenly, months have gone by and you’ve barely broken a sweat. Unfortunately, the damage is already done when it comes to your wallet. According to the authors of Freakonomics, people who purchase gym memberships overestimate their attendance by 70 percent. As a result, more than $500 of the average annual cost is simply lining the pockets of gym owners—and doing absolutely nothing for your waistline.

If you struggle with getting to the gym every day, try getting fit at home for a fraction of the cost.

"Though you may not have the fancy equipment offered by athletic clubs, you can still meet your fitness goals at home," says consumer expert Andrea Woroch. And that doesn’t mean just popping in an exercise DVD. Here’s how!

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